Reply to the text with Redeem to use your earned rewards as a statement credit for the purchases. You will receive an additional email to confirm that the gift card is now ready to use, this is typically within a few minutes but could take up to a few hours. If you are having an issue redeeming the gift card you purchased at the store, please contact our Kroger Customer Relations Center by phone at 1-866-544-8062 or email paymentsupport@kroger.com to open a case for research and response. Starting Aug. 14, the nation's largest supermarket chain will no longer accept Visa credit cards at 21 of its Foods Co. supermarkets and five gas stations in parts of California. OK92033) Property & Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor, San Francisco, CA 94105, 5 Things to Know About the Kroger Credit Card. Whether You're Near or Far, Find Store Accepting American Express Near You. 2% back at Kroger-owned stores. This site does not include all credit card companies or all available credit card offers. Please contact your card's issuing bank to determine the issue. The gift card is a prepaid debit card carrying a fixed amount determined by the purchaser. Besides, this payment type is only best supported when you shop online at the official . Kroger Pay doesn't earn this elevated rate and will earn the 2% back you get for shopping at Kroger stores. We do not process activations or collect payment information by phone, chat or email. Earn an additional 25 off per gallon of fuel each time you redeem at least 100 fuel points at Kroger Family of Companies Fuel Centers for the first year. All gift cards do not have an expiration date; for special handling of Visa Cards, please read the FAQ below. APPLY NOWfor the Kroger Rewards World Elite Mastercard. No. Kroger stores sell a variety of grocery products that can be purchased with an EBT card. Even store loyalists might be better off with a general cash-back card. See our Advertiser Disclosurefor more details. If you used a business email address when activating your card, please check to ensure that the firewall is not blocking emails. Kroger refers to this as earning Inside Our Stores. This means youll earn 2 points per eligible net dollar spent at any Kroger Family Company, excluding its fuel centers. You may shop online here at any time and pay by credit card when you place your order. It earns 3% cash back at U.S. supermarkets, on up to $6,000 spent per year (then 1% back). Per 1 cup: 350 calories, 12 g fat (7 g saturated fat), 850 mg sodium, 42 g carbs (1 g fiber, 8 g sugar), 17 g protein. Funto earned a bachelor's degree in global and international studies and an MFA from Bard College. for the Kroger Rewards World Elite Mastercard. And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. Kroger does accept EBT along with a variety of credit cards. Prepaid Phone Cards are delivered as an eGift. Youll also earn 2 points per every dollar you spend on most gift card purchases. 30981. Kroger does not accept Apple Pay at any of its stores in 2022. Does Kroger Master Card share personal info with others? All eGift Cards are delivered using email. Whac-A-Mole. Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. If youre a loyal Kroger shopper and also shop with its Kroger Co. Family of Stores, then the Kroger Mastercard may be a good fit for your wallet, especially since youll reap some pretty nice rewards at Kroger fuel stations in the first year as well as a fairly decent welcome bonus. If you see unauthorized charges from GIFT CARDS, contact your Credit Card's issuing bank immediately, as your card may have been compromised. The 25-cent-per-gallon discount offer is not available in Louisiana or Missouri. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Disclaimer:Upgraded Points, LLC and its website, UpgradedPoints.com, provides information on credit cards, reward programs, travel information and ancillary information concerning travel and credit cards. (You can redeem in 100-point increments, up to 35 gallons.) You can even earn a signup bonus such as a $10 credit when you sign up for direct deposit. Visa and Mastercard don't actually issue or distribute credit cards. For items that are shipped to you, they also accept Visa credit card payments. can help you find which fuel centers are closest to you. Kroger (You can use Kroger Pay) Lowe's. Sam's Club. If youre earning 2 points to the dollar, thats 1 cent on each $1 you spend and if youre earning 3 points to the dollar, thats 1.5 cents on each $1 you spend. When should my recipient receive their eGift Card? Cash back earned with the Kroger Rewards World Elite Mastercard can be redeemed for statement credit, Kroger gift cards or Real-Time Rewards. It depends. That's not bad, and spending caps are common among the. Her writing has been featured in MarketWatch, Yahoo Finance, Realtor.com, New York Post, and Nasdaq, among others. In addition to the specific Kroger benefits, simply having the Mastercard distinction allows for some additional perks with this card. Potential Annual Rewards of 384 dollars cash back. Additionally, Kroger also accepts debit and credit cards, including American Express, Discover, MasterCard, and Visa cards. We recommend you check all email addresses before placing your order since once an order is shipped, we cannot guarantee that we can assist. Replacement Card Fee $5.95 for a lost or stolen card. The link will take them to the eGift Card page to access their eGift Card with the option to print it. Kroger Macaroni & Cheese. Strange as I have a credit card already with us bank with a high credit limit. We may be compensated when you click on links from one or more of our advertising partners. How do I activate my card and obtain a PIN to use with my Visa or Mastercard Gift Card that I purchased online to use as a Debit Card Transaction? If you're a dedicated shopper at one of the many stores in the Kroger "family," you might be considering the grocer's co-branded. You can stop the use of certain third party tracking technologies that are not considered our service providers by clicking on Opt-out below or by broadcasting the global privacy control signal. They also accept debit and credit cards and American Express (Discover, MasterCard, Visa). Our partners cannot pay us to guarantee favorable reviews of their products or services. Let us first take a moment to remind ourselves that not all mac and cheese is bad for you. Funto Omojola is an auto loans writer at NerdWallet. Pre-qualified offers are not binding. From time to time, there is a bonus offered when a new account is opened. Hot Tip:Theres no limit to the amount of rewards points a cardholder can earn (other than the credit limit set by your account). Once payment is collected, we will initiate the activation process of the gift card and you will receive an email within a few minutes to the email address specified to confirm that the gift card is now ready to use. The Visa and Mastercard gift cards are issued by U.S. Bank National Association, pursuant to a license from Mastercard Do you provide a receipt for my online Gift Card purchase? Her work has been featured in MarketWatch, Yahoo Finance and Nasdaq. Kenley Young directs daily credit cards coverage for NerdWallet. If your order did not go through it may be due to the payment information provided, such as changes to the cardholders address, a new card number, insufficient funds in the account, the card being flagged as fraudulent or stolen, or the card is expired. It earns rich rewards on mobile wallet purchases, but it's not as rewarding for spending within the Kroger brand. You may contact the carrier directly to have the card's value applied to the account. NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer Access|Licenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc. (CA resident license no. Similarly, there are other card options that earn you rewards in tons of everyday spend categories (not just groceries) and those that offer true cash-back and/or more flexible reward options (see our alternative cards section above). has been collected by NerdWallet and has not been provided or reviewed by the issuer of this card. With the PayPal Payback Rewards program, you can get 2% cash back when you use your prepaid card at select merchants. We needed a mattress and said we will pay for it with the Krogers card to get the points. Youll earn 1 point per eligible net dollar on any purchase that isnt included above, anywhere Mastercard is accepted. You must call to activate your card at 1-888-853-9536. There is a $5.95 fee to replace a lost or stolen card. If you maxed it out, you'd earn $150 in cash back before dropping down to the 1% rate for the rest of the year. Disclaimer: NerdWallet strives to keep its information accurate and up to date. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. But loyalty to Kroger isn't necessarily a good reason to apply for this credit card. Navigate to https://www.kroger.com/giftcardactivation, Enter your Gift Card UPC (This is an 11- or 12-digit number located on the back of your card), Once completed you will receive a confirmation email shortly afterwards to confirm that your gift card is active and ready to use. The PayPal Prepaid Mastercard comes with an optional savings account that earns 5% on balances up to $1,000 and 0.5% after that. The Card is valid through the expiration date shown on the front of the Card or until the value on the Card reaches zero. What Illinois stores that accept. This long-standing policy helps the company . We've seen, for example, that Plastiq is able to accept . Sign up and well send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money. (If you dont meet the spend requirement in the first year of having the card, the discount drops down to 5 cents per gallon after.). You can call 1-888-853-9536 and we will send you a replacement card at no cost. There are no fees associated with using eGift cards to make a purchase nor is there a monthly inactivity fee. You cannot use your card to get cash from an ATM or cash back when you make a purchase using the card. How Delivery Works 2023 Upgraded Points, LLC. U.S. Bank may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law. of their respective owners. For those who drive a lot, this bonus can add up to fairly big savings on gas whether they meet the spending requirement or not although keeping track of and redeeming fuel points can be high-maintenance. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. Once enrolled, cardholders can perform several tasks within the online portal, including: Cardholders can also manage their account on the Kroger REWARDS Credit Card App (Android,iOS). Yes, after36 months your points do expire. If youre spending money consistently at supermarkets (we figure you are) and are looking for alternative credit cards, then wed highly recommend using cards that have big bonuses for money spent at supermarkets. What if my wireless carrier is not listed, may I still purchase my Prepaid Phone Cards? What payment methods does Kroger accept? You can find out more about these exclusions in the terms and conditions. May I purchase Prepaid Phone Cards for my friend's or family's phone(s)? The creditor and issuer of this cardis U.S. Bank National Association, pursuant to a license from Mastercard International Incorporated. May I use my bank Debit Card for order payment? Some merchants do not accept American Express due to the significantly higher fees they charge the merchant for accepting it. I think it is unlikely that you would be able to get them to remove the hard pull from your report, but you could always call the US Bank reconsideration line at 1-(800)-947-1444 to argue your case to be approved for the card. New holders of the Kroger Rewards World Elite Mastercard can get 25 cents off per gallon of gas during the first year of using the card. This Web site is not controlled by KrogerMastercard.com. Hot Tip:Check out our definitive guide to credit card fees (and how to avoid them) for some great tips on being a more responsible cardholder! Plus Card Benefits: If you're a regular Kroger shopper, you'll get to take advantage of all the same benefits you're used to in-store. Show All | Hide All How to Apply In 2016, Visa became Costco's exclusive . Specifically, code 6050 "Quasi Cash-Member Financial Institution" is only used by Mastercard, and skipped by Visa. The $0-annual-fee card, issued by U.S. Bank, does offer a high rate in the somewhat unique category of. I havent received email confirmation that my card has been activated. Kroger Plus cardholders will earn fuel points for purchases and have access to exclusive savings. Instead, customers can use their iPhones to pay at self-checkout counters. 25 off per gallon for 1 year at participating Kroger Co. Family of Stores Fuel Centers. Want to earn free groceries? Yes, they do. Kroger provides detailed instructions on how to do so, whether you do or dont have a checking or savings account with U.S. Bank. How can I check the status of my application? If that is still not working, you can contact us for further assistance or continue to check out as a guest. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. We want to make sure that you have your gift cards in hand before activating them. This could include but isnt limited to fuel, beer, wine, cigarettes, tobacco, pharmacy, office services, and other items that may be prohibited by law. All retailer cards have a preset card value that is displayed on the ordering page. Click here for more details and to apply. We offer delivery options ranging from 5-10 business days or 2-4 business days. Prospective cardholders can apply for the Kroger Mastercard online or by phone at 888-219-1822 ext. It also accepts cash payments and personal checks. We're very sorry to hear you're experiencing difficulties with your activation. Kroger prepaid cards At Money Services, we have a number of reloadable prepaid cards available. Yes, do the research. However, youll want to remember that the earnings ratio is pretty poor, youll only be able to use your rewards certificates within the Kroger Co. Family of Stores, and the extra fees and penalties can really add up if you carry a balance on the card. It is a very common occurrence that information is mis-keyed. . The firm began taking Apple Pay before it was canceled and Google Pay, Samsung Pay, and Fitbit Pay. We bought a few small things and no problem. My BCP codes QFC, a Kroger subsidiary, with 6% back on groceries. Lets talk about APR first if youve got a good credit score youll likely land an APR on the lower end of the APR range. What if the recipient does not receive the Visa or Mastercard eGift card? Delivery charges are quoted on order size (number of cards ordered) and the delivery option selected. Kroger's locator can help you find which fuel centers are closest to you. Are there any restrictions on purchasing cards? No. Bottom Line: Since its a Mastercard, you can use it anywhere Mastercard is accepted and in doing so, youll earn rewards even at a base level. A notable exception is ARCO. About the author: Funto Omojola is an auto loans writer at NerdWallet. I travel out of the United States. Kroger doesn't accept Apple Pay at any of its stores. My wife did and was approved. Big retailers that do not accept Apple Pay. But these points don't carry over and instead expire the last day of the month after they're earned. The points system is essentially worthless when compared to other reward programs. Add a card-Who Accepts Google Pay Open the app and go to the Cards section. Here's how the fuel point program works: Not all Kroger grocery store locations in the U.S. have fuel centers where you can pump gas and redeem fuel points. Physical Retailer Gift Cards are not embossed. The allowance is stored on a member's Humana Spending Account Card. Thanks for reading! The creditor and issuer of this cardis U.S. Bank National Association, pursuant to a license from Mastercard International Incorporated. What do I do? You really need to do your homework, its not additional 25 cents its 55 cents. Kroger exclusively accepts credit and debit cards, American Express cards, personal checks, and cash as a method of payment. I've ordered an eGift Card. That being said, there are plenty of great alternative cards that will reward you for spending on groceries, as well as alternative cards that can earn you a lot more in other everyday spending categories, too. Using your prepaid phone and Prepaid Phone Cards outside the U.S. depends on the carrier you use and the plan you are enrolled in. We use technologies, such as cookies, that gather information on our website. So far, weve talked about the basic benefits you get with a Kroger Mastercard. Will my Prepaid Phone Cards work outside the U.S.? You will also receive emails as your order progresses. You can stop the use of certain third party tracking technologies that are not considered our service providers by clicking on Opt-out below or by broadcasting the global privacy control signal. Below, were outlining the card benefits, the rewards program details, and the cards fees and drawbacks, as well as some recommendations on alternative card options that could save you even more. All financial products, shopping products and services are presented without warranty. 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Family of Stores brand products, definitive guide to credit card fees (and how to avoid them), cards that have big bonuses for money spent at supermarkets, Blue Cash Preferred Card from American Express, https://www.kroger.com/f/rewards-debit-card-privacy-policy, Marriott Bonvoy Boundless Credit Card Full Review [2023], Capital One QuicksilverOne Cash Rewards Card Full Review [2023], Capital One VentureOne Rewards Credit Card - Full Review [2023], Marriott Rewards Premier Credit Card Full Review [2023]. While theres no overdraft fees or foreign transaction fees, youll notice some hefty penalties for grabbing a cash advance on this card, so youll want to avoid that at all costs! Our partners compensate us. While cardholders can earn cash back outside of Kroger and associated stores,. You will receive a text with the option to redeem if your rewards balance is at least 1,000 Rewards Points ($10) and your Kroger Family of Companies purchase amount is also at least $10. Your card must be registered to obtain a replacement card. Because you earn cash back/Rewards Points for purchases, the cash back/rewards points you earned for a purchase you return will be subtracted from your point total. For rates and fees of the Blue Cash Preferred from American Express, click here. Log into your Online Banking Account and click on Rewards tab to access the Rewards Center homepage. If thats the case, this card may not be right for you. the Kroger Rewards World Elite Mastercard for your frequent supermarket sweeps. That's not bad, and spending caps are common among the best credit cards for groceries. We escalate your request and information to our gift card processor who works with each retail merchant (e.g., Target, Home Depot, Google, Panera, etc.) Several purchases dont earn points, including (but not limited to) purchases at Kroger Fuel Centers, money orders, wire transfers, and travelers checks. What Type of Credit Cards Does Costco Accept . Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. Kroger refers to this as earning Outside Our Stores and this perk is pretty basic. Want to earn free groceries? Cons: Do not sell or share my personal information. For starters, the mobile-wallet bonus category is subject to an annual spending cap of $3,000. Many or all of the products featured here are from our partners who compensate us. As the largest supermarket chain in the U.S. (by revenue), Kroger is a brand a lot of people quickly recognize. It may take up to 4 (four) hours for you or your recipient to receive the Prepaid Phone Card. Can a Visa or Mastercard eGift cards be used for foreign purchases? Youll also earn 2 points per every dollar you spend on most gift card purchases. No cash access. You may contact us at 1-844-600-7765 where one of our representatives will be able to assist you with completing the activation process. In most cases, when applying online you will receive the status of your application immediately. It offers: 5% cash back on eligible mobile wallet purchases on up to $3,000 spent per calendar year, then 1% after. Kroger is calling for an end to a more than year-long feud with Visa credit cards. All this to say, your earnings ratio isnt really all that great. Length of time varies depending on individual credit status, address verification and card processing time. See gift cards for details, terms, conditions and (if applicable) fees. Inc. All Rights Reserved. Healthy Options allowance amounts vary by plan and location. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. All gift card sales are final. Want to report a lost or stolen card? If you need to reset your password, you can do so by visiting https://www.kroger.com/account/forgot-password/. You will apply the card's value to your carriers account and follow your carriers process in refilling the card. You will have the option to set your PIN to use with Debit Card Transactions at the time you activate your Gift Card. What if I see unauthorized charges on my card from Giftcard.Kroger.com? For example, the Blue Cash Preferred Card from American Express earns 6% cash-back at U.S. supermarkets, up to $6,000 per year in purchases (then 1%). Since a physical gift card is not mailed, the recipient will receive notification of the Virtual Account via e-mail. Does the U.S. Bank Visa or Mastercard Gift Card have an expiration date? Both Google Pay and Samsung Pay process contactless payments over NFC but have slight differences. There are no inactivity fees for gift cards purchased on or after January 1, 2017. What Payment Methods Does Kroger Accept? Options. If you shop at Kroger or its Kroger Co. Family of Stores regularly and spend a decent amount of money with them, then the Kroger Mastercard could possibly be worth a spot in your wallet. And the good thing is, Venmo has a fantastic cash-back rewards program for Venmo card users. Kroger is one of the largest grocery store chains in the U.S., with over 2,700 stores across 35 states. Stores in the. The Kroger REWARDS Debit Card has the ability to have funds withdrawn directly out of your checking or savings account (using a PIN). You'll earn rewards when shopping with your Venmo cards for eligible purchases at select retailers. This bonus value is an estimated valuation. And remember, even if a Supercenter is open 24 hours, 7 days a week, this does not apply to the Walmart Pharmacy, the Walmart Photo Center, the local Customer Service Department and other facilities. Winds ESE at 5 to 10 mph. We believe everyone should be able to make financial decisions with confidence. You make this decision. You're on the clock: Rewards expire after three years, so if you dont use them to make a purchase within that time frame, youll lose them. With a new feature that takes away the need to use a debit or credit card, Kroger has rolled out its Kroger Pay contactless payment option. It will NOT be published. only. Before you pay, you should review details of the total amount due and any other charges. Here is a list of our partners and here's how we make money. We accept relay calls. Edit: a word. International usage - Reload anywhere Visa or MasterCard are accepted 24/7 access - Manage your card online and on the go Load funds easily - By cash, check, direct deposit, and PayPal transfer Discover all the benefits of Kroger Rewards with straightforward pricing and no hidden fees. on mobile wallet purchases for the first $3,000, then 1% thereafter, Save an additional 25 per gallon of fuel!Each time you redeem at least 100 fuel points at Kroger Family of Companies Fuel Centers for the first year and thereafter when you spend $6,000 in a calendar year.1, Earn Cash Back with every eligible net purchase.2, Earn an additional 25 off per gallon of fuel each time you redeem at least 100 fuel points at Kroger Family of Companies Fuel Centers for the first year.1. include Kroger, Ralphs, King Soopers, Baker's, Dillons, Smiths Food and Drug, Fred Meyer and Gerbes. Gift cards are currently available enterprise wide at any of our Kroger Family of Stores locations that currently offer pick up. Walmart (You can use Walmart Pay) Gordon Food Service. Find the Use Google Pay Nearby section Visit our COVID-19 information page to see the additional steps we're taking to ensure your safety. If youre earning 1 point to the dollar, youre earning 0.5 cents on each $1 you spend.