The F Fund is invested in a bond index fund that tracks the Bloomberg Barclays U.S. Nearly All TSP Funds Have Fallen for a Second Straight Month Thrift Savings Plan Overview | TSPDataCenter.com Most of the TSP offerings are still up for the year so far. Performance & Risks Composition Portfolio Weight as of December 31, 2022 Sector Portfolio Weight 1 Portfolio Percentage Short-term U.S. Treasury securities 100.0% By law, the G Fund must be invested in nonmarketable U.S. Treasury securities specially issued to the TSP. All rights reserved. Additionally, you may contact our legal Terms of Use | As those who have been investing in the stock market for a long time already know, one bad year does not determine the future of your investment portfolio. The old industrial sectors only account for 16% of the SP500 and 21% of the S fund today, but 30% of the TSP I fund. For example, in 2055, the L 2055 Fund will be rolled into the L Income Fund. This is a broad market index made up of the stocks of 500 large to medium-sized U.S. companies. The S Fund is up 8.25%, the I Fund is up 7.92% and the C Fund is up 4.78%. For simplicity, we refer to it as the non-sp500 index. website. However, in practice the difference is not significant: the TSP funds have extremely low expense ratios (0.027% per year as of this writing). This index is made up of small and medium sized companies. So far this year, the L Income Fund has grown 1.69%; L 2025, 2.31%; L 2030, 3.26%; L 2035, 3.52%; L 2040, 3.78%; L 2045, 4.01%; L 2050, 4.24%; L 2055, 5%; L 2060, 5%; and L 2065, 5%. Personal Information. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. The S Fund grew by 0.03% in February, bringing its 2022 performance to -10.05%, while the G Fund increased 0.14%, bringing its performance this year up to 0.28%. department for further clarification about your rights as a California consumer by using this Exercise My The C Fund tracks the performance of the S&P 500 index. Therefore we would not be able to track your activity through the As of the close of the stock market on January 23, here are the results for all of the TSP Funds. TSP has an obligation to disclose these cookies. TSP Returns in 2022: One Fund is Up and One Down 13.30% As was the case at the end of January, all of the TSP Funds are showing negative results with the exception of the G Fund which has gained 0.24%. Readers have reported unhappy experiences with the new TSP website. This is a broad index representing the U.S. Government, mortgage-backed, corporate, and foreign government sectors of the U.S. bond market. The I Fund is the International Stock Index Investment Fund. They do not store directly personal information, but are based on uniquely identifying your browser and TSP Share Price History | TSPDataCenter.com The Small Capitalization Stock Index (S) Fund. website (such as prompting our cookie banner and remembering your privacy choices) and/or to monitor site determining the most relevant content and advertisements to show you, and to monitor site traffic and This is a broad international market index, made up of primarily large companies in 22 developed countries. So in the long run, you may expect F Fund returns to exceed those of the G Fund; however, you should also expect greater price volatility (up and down movements). All of this impacted TSP performance last year. 2023 Starts With Strong TSP Performance: One Fund Up 8.25% So Far Net administrative expense ratio The Fixed Income Index Investment (F) Fund. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. Daily TSP In TSP Talk you will get information on each of the TSP funds including market analysis, TSP fund returns, and recommended TSP fund allocations. What few realize is the TSP C fund (SP500 index) is geographically diversified in the right way. Federal government websites often end in .gov or .mil. It's calculated by subtracting the risk-free interest rate from the rate of return for a specific fund, and dividing the result by the standard deviation of the fund returns. For more information about the First and Third Party Cookies used please follow this link. Perhaps best expressed in the historical drawdown charts for each fund, which show the magnitude. The .gov means its official. Aggregate Index consists of high-quality fixed-income securities with maturities of more than one year. We do not allow you to opt-out of our certain cookies, as they are necessary to The TSP Lifecycle Funds are target retirement date funds, invested in a professionally designed mix of the five individual TSP funds (G, F, C, S, and I Fund). All rights reserved. The token can be retrieved from the Settings menu of the Daily TSP App and is only provided for. The Daily TSP API is not intended for commercial use and is only meant for personal use by Daily TSP users. able to use or see these sharing tools. You can make pretax contributions in a traditional TSP. The G Fund is often thought of as the "safest" TSP Fund as it never goes down. (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_5',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this adif(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'tspdatacenter_com-large-leaderboard-1','ezslot_8',540,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-large-leaderboard-1-0');report this ad. Federal workers can contribute a maximum of $20,500 to their TSP (in 2022). The charts below show the historical performance and risk of investing in the TSP C Fund. Volatile TSP funds like the C, S, and I fund have a high standard deviation, while the deviation of the G and F funds is lower. The I Fund is the international investment option for the TSP as the companies in this index are primarily foreign (non-U.S.) companies. NEXT STORY: Privacy Policy | By the end of 2022, the total TSP fund returns were negative for all of the TSP stock funds. Many plans cost in excess of $200/year. Aggregate Bond Index, a broad index representing the U.S. bond market. Payment of principal and interest is guaranteed by the U.S. Government. The Thrift Savings Plans government securities (G) fund was the only offeringto stay positive last month, increasing 0.28%. And the international (I) fund lost 2.84% last month, bringing its gains this year down to 5.36%. Here are the average net assets of each fund (in billions): At the end of December, there were 6.75 million TSP participants. Before sharing sensitive information, make sure youre on a federal government site. TSP has an obligation to disclose these cookies. The name of each fund indicates ones projected retirement date. Aggregate contains such a large number of securities, Here is the latest information on 2023 inflation and the 2024 COLA. I agree to the use of my personal data by Government Executive Media Group and its partners to serve me targeted ads. Click on any link in the table header to see performance charts and other details for that fund. (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_4',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this ad. All Rights Reserved. The Thrift Savings Plan offers five individual funds in which to invest: The G Fund is the Government Securities Investment Fund. Sponsored: Reimagine Health and Human Services, Federally Employed Women Closes Black History Month Pressing for More Progress, Do Not Sell My Click on the different category headings to find out more and change our The C Fund tracks the performance of the S&P 500 index. The TSP's C Fund bounced back in March with a return of 3.72% after losing 2.99% in February. Total expense ratio The table below summarizes the performance and risk characteristics of the five primary TSP Investment Funds [1]. 2022 was not a good year for stock returns in the Thrift Savings Plan (TSP). BlackRock Institutional Trust Company, N.A.State Street Global Advisors Trust Company (effective 6/21/2021). Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. The S Fund is invested in a stock index fund that tracks the Dow Jones U.S. The investment mix of each L Fund becomes more conservative as its target date approaches. An initial investment of $1,000 on 8/31/1990 would today be worth $23,981: The G Fund had 33.3% of assets totaling $270.1 billion. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. Can Federal Employees Contribute to Both an IRA and the TSP in 2023? intended if you do so. This is a market index of small and medium-sized U.S. companies that are not included in the S&P 500 Index. Completion Total Stock Market (TSM) Index. The site is secure. performance. We also use cookies to personalize your experience on our websites, including by The TSP Portfolio Tracker application wasdiscontinuedon December 31, 2020 and is no longer in service. View the TSP share price history for each of the TSP funds all the way back to June 2003. Advertise | Get the latest pay and benefits news delivered to your inbox. Latest Monthly TSP Performance | TSPDataCenter.com The I Fund is the International Stock Index Investment Fund. Thrift Savings Plan F Fund Monthly Returns: Jan 2023: 3.25% -- Thrift Savings Plan G Fund Monthly Returns: Jan 2023: 0.34% : 6.25% Thrift Savings Plan I Fund Monthly Returns: Jan 2023: 8.43% -- Thrift Savings Plan L 2030 Fund Monthly Returns: Jan 2023: 4.87% -- Thrift Savings Plan L 2040 Fund Monthly Returns: Jan 2023: 5.78% -- Thrift Savings . Less investment risk. This article A description of each of the TSP funds is here. Fees & More Info Fees as of 12/31/2022 The F Fund tracks the Bloomberg U.S. The TSP S fund tracks the performance of all the US stocks not in the SP500 index via an index called the Dow Jones Total US Stock Market Completion Index . TSP/Vanguard Smart Investor - TSP S fund If you do not allow these cookies, you will experience less targeted advertising. There are currently 15 investment funds in the Thrift Savings Plan. Financial Planning Resources for Federal & Postal Employees. FERS had a participation rate of 94.4% and uniformed services had a rate of 83.2%. They are designed designed to let you invest your entire portfolio in a single L Fund and get the best expected return for the amount of expected risk that is appropriate for you. TSP performance by month for all of the Thrift Savings Plan (TSP) funds are listed below. My Federal Retirement is not affiliated with the U.S. Federal Government. No one can predict the future, but we can celebrate the positive TSP returns as 2023 starts to unfold. Can federal employees contribute to both an IRA and the TSP? The TSP states that the funds objective is to ensure preservation of capital and generate returns above those of short-term U.S. Treasury securities.. If you have enabled privacy controls on your browser (such as a plugin), we have More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-box-1','ezslot_3',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * Aggregate Index contains such a large number of securities, it is not feasible for the F Fund to invest in each security in the index. The TSP 2022 Website and Unresolved Issues Published: January 3, 2023 There are approximately six million Thrift Saving Plan (TSP) participants who are federal employees, active military, and. However, G Fund investors remain fully protected and G Fund earnings are fully guaranteed by the federal government. language preference or login information. . By law, the F Fund must be invested in fixed-income securities. to take that as a valid request to opt-out. Hopefully, TSP investors will be looking at a good return on their investment for the year after a disappointing 2022. The same was done for the other TSP funds and their underlying index. You will still TSP Coach | TSP Fund Allocation Strategies Most of the portfolios in the federal governments 401(k)-style retirement savings program finished February in the red, although they did not perform poorly enough to erase the previous months gains. Latest TSP Fund Performance - Thrift Savings Plan returns - 2022 View historical monthly performance of all TSP funds all the way back to 1988. 2022 TSP Fund Performance This fund offers you the opportunity to earn rates of return that exceed money market fund rates over the long term (particularly during periods of declining interest rates). Aggregate Bond Index, U.S. Federal Employee Thrift Savings Plan (TSP) Forecast System This may affect our ability to personalize ads according to your preferences. There are only two things required to double your TSP account over time. You can set your browser to block or alert you about these cookies, but some parts The Daily TSP application programming interface (API) is a tool provided to our users in order to access our highly reliable and well curated TSP share price database. reducing its 2023 performance to 3.68% in the black. TSP Funds - TSP Folio Terms of Use | An initial investment of $1,000 on 8/31/1990 would today be worth $5,806: The F Fund's investment objective is to match the performance of the Bloomberg U.S. F Fund investors are rewarded with the opportunity to earn higher rates of return over the long term than they would from investments in short-term securities such as the G Fund. cookie banner and remembering your settings, to log into your account, to redirect you when you log out, Aggregate Index. For example, we extended the TSP C Fund with the S&P 500 Total Return index. used to make the site work as you expect it to and to provide a more personalized web experience. It offers you the potential to earn the higher investment returns associated with equity investments. Completion Total Stock Market Index, MSCI EAFE (Europe, Australasia, Far East) Index. TSP C fund - TSP Smart Before sharing sensitive information, make sure youre on a federal government site. can set your browser to block or alert you about these cookies, but some parts of the site will not work as When you visit our website, we store cookies on your browser to collect choices) and/or to monitor site performance. It is a defined contribution plan, similar to 401(k) style retirement savings plans in the private sector. This fund is still down 15.58% so far in 2022. Aggregate Bond Index. F Fund returns move up and down with the returns in the bond market (market risk). TSP Funds TSP Funds There are currently 15 investment funds in the Thrift Savings Plan. Terms of Use | F Fund | The Thrift Savings Plan (TSP) We also Aggregate Bond Index, a broad index representing the U.S. bond market. TSP.gov has published monthly fund returns since inception, and daily fund price history since 2003. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date. $0.580/$1,000 account balance 0.058% (5.8 basis points), Investment expense ratio1 You can join other TSP participants on our popular TSP . TSP Portfolios Backslide in February - Government Executive As federal employees or individuals, we do not profit from our efforts but wish to recover basic expenses. Completion Total Stock Market Index. services we are able to offer. G Fund account balances will continue to accrue earnings and will be updated each business day, and loans and withdrawals will be unaffected. And the . You may also contact us through the in-app feedback form in the Settings menu of the Daily TSP mobile application. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.