Contact us to request the transfer. 0000003206 00000 n You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. Always the last place you look lol. After all, I was going to pay more money as opposed to the concession rate. 0000014515 00000 n Credit cards may set a minimum balance transfer fee of $5 or $10. A subreddit for Melburnians and Melbourne enthusiasts! On Friday Martin. But yeah, a fair bit that is just backwards. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. 0000118744 00000 n Photo: 10255185_880/Getty Images. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. hbbf`b``30 ap 0000002823 00000 n In my experience touching on is quicker than validating a metcard. Check your phone to make sure you're connected to WiFi or mobile data. Can You Get a Student Credit Card With No Income? Can someone explain why this isn't possible? To keep travelling with auto top up or Auto-load, youll need to set it up again. Whats the Difference between Business Line of Credit vs. Business Credit Card? For more information, visit the V/Line website. If your Android phone with Mobile myki has been lost or stolen, contact your service provider immediately to have the phone blocked. The reason why its not an online function is because it would not be a regular occurrence, in comparison to normal usage. Click on "Select Offer.". I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). FAX?! The balance transfer program features: Low balance transfer rate at your standard purchase APR* Low fee of just 3% (minimum of $5) <<71A2449DD11DB2110A0003F7900591FF>]/Prev 491244/XRefStm 1429>> Hire the best financial advisor for your needs. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. If you apply for a replacement online or over the phone, we'll send you a new myki with the transferred balance within 10 business days. It was in my wallet the whole time lol. Unregistered vehicle permit. If youve already bought a myki to travel, contact us to get a reimbursement of the myki fee. Your new issuer may approve the full amount or only part of your balance transfer, depending on your credit limit and the issuer's transfer limits. For more information, please see our If your card is registered, simply notify PTV on 1800 800 007 and they will freeze the account and transfer the money onto a new card. I get the idea that this was supposed to be a pun on the word "principal", meaning the amount of money, borrowed or lent, on which interest is calculated. If your card provider sends transaction-related notifications via email or text messages, you may expect to receive one when your balance transfer is approved. My original myki became faulty and I replaced it at Flinder St station, but they forgot to transfer my balance across. Learner permit or driver test. For more information, visit the V/Line website. I have my most recent card that has $6.54 on it. This may also be an anti money laundering thing. 0000005511 00000 n Auto top up and Auto-load cant be transferred to your new myki. How long does it take to process a balance transfer from another company? Yes. To do so, you have to block your existing Myki card (annoying, we know). You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. Get up to 5% cashback in rotating and newly added everyday categories. Then I begrudgingly bought a new Myki card. endobj 0000004635 00000 n -- Lee Huffman, credit card expert at BaldThoughts.com. The next question is whether MYKI is free before 7 a.m. On a weekday, train travel completed . From the Transfer Funds From drop-down, choose the credit card where the balance was coming from. there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. By phoning 1800 800 007. Auto Load set up within Mobile myki can take up to 10 minutes to top up myki Money. Opinions expressed here are the authors and/or WalletHub editors'. This is a requirement of Google. After having a look at my account he goes "oh no it's already been blocked, you'll have to print out the form and post it in". Just one more benefit you enjoy as a COPFCU member. You can register online, via the PTV app or call 1800 800 007 and registration is instant. Can I use Mobile myki on my Android phone? 0000005348 00000 n If you wish to transfer balances from multiple cards, select the ones with the highest APRs first. Initiate the balance transfer. You'll need to know the account number for your existing balance and how much you want to transfer. This will allow you to deactivate your Mobile myki then reactivate it again. If you require a replacement Free Travel Pass, visit us at the PTV Hub at Southern Cross Station or call us on 1800 800 007, Refunds, compensation and replacement tickets, Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Making a change to your myki due to coronavirus (COVID-19). If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . I know it's not possible to do it online. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Myki credit, once on your card, does not expire after 90 days of not getting used. One may also ask,do pensioners get free train travel in . With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". What is the Best No Annual Fee Credit Card? But what if the amount is comparable to or less than the postage? From the "I Want To" drop down menu, find "Transfer a Balance.". Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. There are four ways to replace an expired, damaged or defective myki: If your registered myki is lost or stolen, let us know as soon as possible. The easiest option is to call PTV on 1800 800 007. Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. Your Mobile myki will now appear in Google Wallet. New comments cannot be posted and votes cannot be cast. 0000118233 00000 n Whats the Difference between Business vs. Myki card Myki card child pages. Can you transfer MyKi balance from one card to another? Whats the difference between a hard credit inquiry and a soft credit inquiry? I found that other card with $19.90 on it. You will need to provide identification to show that you are the registered myki card holder. How to Process Credit Card for Consumers & Merchants? hb```* wAbl,>|``8ux p:jb].|RCZi!_tEH} gWt AB,X@V! P 5icD= < Mj.15;8BS og8~Pm`apa9kXv0ah G #}){4Pcl;]xLy@ =M It lets you set a minimum balance and your myki will automatically top up with the amount you choose. You can only have your Mobile myki active on one device at a time. Remember to top up with enough money to pay for your entire journey. How can I check the balance of my myki card? The short version. However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. If you need a tax invoice call1800 800 007 and we'll email your tax invoice to your registered email address. This is unfair, and I don't think this cost is refunded if you submit the form for a refund. Unlike MyK, opal cards are free so no issue with just getting a new one with $10 credit when you find yourself without your card. If you're travelling on a concession fare, you must make sure you hold the correct concession entitlement. Then he said he could order a replacement one to be posted to me. For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. What is the best credit card for bad credit? You would think they could have done it over the phone. It appears as a "Approved Level 2" request on my myki account on the website. You can use the ticket number to register your myki or if you require a refund. So I had a mobile MyKi with around $6.xx balance on it. The unused money does not sit in an account earning interest. Your card provider holds the right to approve or deny your request for a balance transfer. Your first touch on creates a 2 hour fare. No. Edited for typos. endstream It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. endobj For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. They're talking bullshit. Mobile Myki can be set to Auto Load. How to Add Authorized Users & Employee Cards on a Business Credit Card? 182 0 obj replacement card and to organise a balance transfer from your old myki to your new one. From the pop-up options, select 'Deactivate'. No. The transfer of the funds from card 1 to card 2 only took a few days to show as a pending top up and it transferred to my new card when I next tapped on. Here's where to find it: After logging in to your account, go to "Card Details.". Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. How does credit and credit cards work for students? Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. On your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. If you have another transit or public transport product in your Google Wallet account (such as Suica, Las Vegas Monorail), it may detect interaction with the myki system. I don't know where the actual card is. Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. Unless there is anything special in what you need, I would think that most people only need one or two myki cards. 3. Select the 'Activate' option. Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? They are good for people who use transport frequently. 0000005683 00000 n For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. Try hovering the phone just above or near the reader, rather than touching the phone on the reader. This is the case for all major credit card issuers. endobj Why Military Personnel Are Vulnerable to Identity Theft? However, the maximum amount you may transfer cannot exceed the available credit limit of your new card. According to the Fares and Ticketing Manual (ptv.vic.gov.au) However, it may take up to 21 days in some cases. New comments cannot be posted and votes cannot be cast. <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> This is how I feel when people ask if I can fax them a form. Tap the Add button . In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. PTV does not have any access to any information within the Google Wallet app. Renew driver licence. endobj You can read the Terms of Service online. Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . Enter the amount of debt you want . In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. You can register either when you buy your myki, or at a later date. Your current balance will be transferred to the new myki, which you can use immediately. <> Myki replaced the Metcard ticketing system and became fully operational at the end of 2012.. Standard message rates apply. If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. 0% intro for the first 15 months (then 19.24% to 27.99% variable) $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. 0000003774 00000 n WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". 178 0 obj Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> This will allow you to deactivate your Mobile myki. 0000001798 00000 n In a statement yesterday, the Transport Ticketing Authority said Mr Miners was leaving his job "by mutual consent"." Contact us to request the transfer. Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. New comments cannot be posted and votes cannot be cast. If you have Mobile myki you can set Auto Load via the Google Pay app. A Mobile myki expires after two years. Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. Auto-load is the same as auto top up. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. These are the eight most commonly purchased myki Passes. We have this new thing called EMAIL. What are the best business credit cards for cash back? Licences. Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. There must be hundreds of thousands of Myki card balances in this situation, if not millions. Your myki money or pass can then be transferred to a new smartcard. With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. Your Mobile myki expires after two years. A balance transfer can give you the flexibility to: Pay off high-interest balances Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. That works the same as Auto Top-Up on a physical Myki card - both add Myki Money when your balance falls below a value you have set. The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. 1. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. This answer was first published on 03/01/23. Is it a Myki issue? That said i have a stack of Opal cards, because sometimes I leave my main card in another pocket or bag and also got spares for friends visiting from Overseas. Top up your myki Although your overall credit utilization may be low, if the utilization on one card is high, that may negatively impact your credit score. Your myki smartcard expires after four years. They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. I realise this is not a life-changer, but there's a principle at stake. The system was delivered more than $500m over budget and behind schedule. 0000001429 00000 n Do Not Sell or Share My Personal Information. For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. Yes, you can transfer your American Express balance to another credit card as long as it is issued by a different credit card company. When I realised I had dropped it somewhere on the way to work I logged into Mymyki.com.au and blocked it. 187 0 obj You may want to hire a professional before making any decision. Im sure Myki could add this capability to their website if they cared to. I have had a myki card virtually since the start date. If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. myki Pass Great if you travel often and on consecutive days. Online at Public Transport Victoria website . Fast forward a month and my card had still not arrived (myki screwed up my address), so I escalated the matter and complained to a supervisor. You would break even only after a year. This is why I don't keep much money on transport cards. What are the best Ways to Start Travel Hacking? 183 0 obj You can manage up to 8 mykis through one account. damage that exceeds normal wear and tear. In Perth if you have registered your card and lose it you can ring and they will swap your account/money onto your new card. If you top-up your Myki via online or phone (NOT over-the-counter or at a vending machine) but then you don't use the card within 90 days, then you may have some issues. When you pay to put credit onto your Myki card, someone else does get your money and put into your bank account. Transfer registration. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. 0000117992 00000 n Or maybe would it be possible to get them to send me a new card with all the balances I have on every card be transferred to that new card? Alright I'll bite - the first one with the $26 had been registered, so I asked the call centre agent if he could transfer the money onto the new Myki (I had just bought a THIRD one) and he said it couldn't be done. If your myki has expired, or is due to expire within 60 days, you're entitled to an on-the-spot replacement. You can register up to eight active mykis on an individual account. For instance, the U.S. Bank Visa Platinum Card's 0% APR on balance transfers applies only on balances transferred within 60 days from account opening. If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. Check that NFC is enabled on your phone. Enter your cell phone number and well send you a link to install the WalletHub app. Choose your top up value and minimum balance. We are committed to being fully transparent with our readers. 0000001755 00000 n It has trouble with form-filling on mobile devices, however. I realise this is not a life-changer, but there's a principle at stake. Wtf? Update the app and try again. I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. Do I ever lose the money . If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. Enter your card number and other required information.4 I plan to use my boyfriend's Lowe's card for 24 months 0% financing on a huge purchase. The cost would have been deducted from the balance at transfer. 178 39 <> and our